Best blended score
Budget Smart AI
76/100 under this niche model
Evidence-led finance publishing · independent program economics
Finance rankings you can inspect, not just trust.
Compare 182 programs using a disclosed scoring model, current snapshot benchmarks, and separate leaders for recurring economics, stated rates, attribution, and evidence. Factual fields come from AffiliateDataset; the editorial model and conclusions are independent.
Market benchmark
A compact baseline for this niche. Percentages use the highest explicitly disclosed percentage in each commission line; unknown values are excluded from medians.
182active programs in this snapshot
62%offer recurring commission (112 programs)
27.5%median disclosed percentage
60dmedian finite cookie window
88median evidence confidence / 100
Comparison leaders
Different publisher strategies need different leaders. These are mechanically selected from disclosed fields and are not endorsements.
Recurring leader
Budget Smart AI
40% lifetime recurring; 50% after 250 active referrals; 180-day cookie
Highest stated %
Inherible
75% is the highest percentage parsed from its terms
Longest attribution
XT.com
365-day cookie
Top 25 research queue
Use this as a shortlist for deeper due diligence. Each row separates the verified AffiliateDataset record from the program’s official application destination.
| # | Program | Score | Commission | Cookie | Evidence | Next step |
|---|---|---|---|---|---|---|
| 1 | Budget Smart AI Recurring |
76 | 40% lifetime recurring; 50% after 250 active referrals | 180-day cookie | 96/100 | Add to comparison |
| 2 | Yoseri Hybrid |
75 | 50% of the first month, then 20%–30% lifetime recurring by referral volume | 180-day cookie | 94/100 | Add to comparison |
| 3 | Stock Analysis Pro Recurring |
72 | Earn 60% of referred-customer revenue during the first 12 months. | 90-day cookie | 94/100 | Add to comparison |
| 4 | XT.com Recurring |
72 | Up to 50% · Revenue Share · Lifetime | 365-day cookie | 65/100 | Add to comparison |
| 5 | AceChange Recurring |
70 | 50% · Revenue Share · Lifetime | Lifetime cookie | 60/100 | Add to comparison |
| 6 | Delta Exchange Recurring |
70 | 15%-50% · Revenue Share · 1 year | Lifetime cookie | 60/100 | Add to comparison |
| 7 | TradersQuant One-time |
67 | Earn 20% on all paid customers. | 360-day cookie | 94/100 | Add to comparison |
| 8 | Bitbo Recurring |
67 | Earn 50% of revenue from your referrals for an entire year. | 60-day cookie | 92/100 | Add to comparison |
| 9 | RulyFi Recurring |
66 | 30% recurring for 12 months on eligible plans | 90-day cookie | 96/100 | Add to comparison |
| 10 | NOWPayments Recurring |
66 | 25% · Revenue Share · 5 years | 365-day cookie | 65/100 | Add to comparison |
| 11 | J Tools Hybrid |
66 | 15%-35% · Tiered · Lifetime | Lifetime cookie | 60/100 | Add to comparison |
| 12 | Fiskl AI Accounting Recurring |
65 | 20–50% recurring for five years | Not disclosed | 94/100 | Add to comparison |
| 13 | Sumline Hybrid |
64 | 30% on subscription renewals and one-off PDF purchases | 60-day cookie | 97/100 | Add to comparison |
| 14 | Invoice Guru Recurring |
64 | 20%–30% lifetime recurring, based on active-referral tier | 60-day cookie | 96/100 | Add to comparison |
| 15 | FractalCycles Hybrid |
64 | 30% of the first payment plus 15% lifetime recurring on net subscription renewals | 60-day cookie | 95/100 | Add to comparison |
| 16 | FundedNotes Hybrid |
64 | 30% lifetime recurring on Pro and Elite; 30% one-time on Lifetime Elite | 60-day cookie | 95/100 | Add to comparison |
| 17 | FXVPS Recurring |
64 | 10%–20% recurring for the lifetime of each referred customer | 120-day cookie | 95/100 | Add to comparison |
| 18 | PixTeller Recurring |
64 | Get a 50% LIFETIME commission and earn money every month by promoting PixTeller. | Not disclosed | 93/100 | Add to comparison |
| 19 | LEANS.AI Recurring |
63 | 30% on all referred purchases for the customer lifetime | 60-day cookie | 94/100 | Add to comparison |
| 20 | Inherible One-time |
63 | Earn 75% for every paid referral. | 60-day cookie | 92/100 | Add to comparison |
| 21 | BatchInvoicing Recurring |
62 | 30% recurring for the referred customer lifetime on eligible plans | 30-day cookie | 96/100 | Add to comparison |
| 22 | Bonsave Recurring |
62 | 30% recurring for 12 months on eligible plans | 30-day cookie | 96/100 | Add to comparison |
| 23 | PulseVane Recurring |
62 | 30% recurring for the referred customer lifetime on eligible plans | 30-day cookie | 96/100 | Add to comparison |
| 24 | ClearStaq Recurring |
62 | 30% lifetime recurring commission | 30-day cookie | 95/100 | Add to comparison |
| 25 | Eyeware Hybrid |
62 | 30% / $9 commission tiers or referral rewards; current signup conditions apply. | 60-day cookie | 92/100 | Add to comparison |
Niche-specific methodology
The model is deliberately simple enough to audit and recompute from the current AffiliateDataset API fields.
Finance content can affect consequential decisions, so evidence receives the largest weight. Disclosed upside and attribution still matter, while recurring commission has limited influence to reduce incentives that could distort editorial judgment.
Editorial independence. AffiliateDataset supplies normalized facts and verification metadata; Finance Affiliate Index independently defines the weights, analysis, and conclusions. No provider can buy a ranking.
What the score does not mean. This compares affiliate-program terms only. It is not financial advice, a product-suitability assessment, or a measure of regulatory standing, risk, returns, fees, or customer outcomes.
Each input is normalized to 0–1. Confidence uses AffiliateDataset’s evidence score; recurring is yes/no; commission caps at 100%; lifetime cookies score as the 365-day maximum. Missing fields receive zero rather than an invented estimate. Ties break on evidence confidence, then name.